Built for the person
on the other side
of the desk.

The intelligence gap we’re closing

When a lender looks at your credit card statement, they see utilisation rates, payment patterns, interest burden, and a dozen other signals — all processed through decisioning models built over decades. You see a number on a screen and a yes or no.

LendLens was built to close that gap. We surface the same signals lenders use — in plain English, grounded in your actual data, with a personalised action plan — so you can walk into any credit application knowing exactly where you stand.

Over a decade on both sides of the credit system

LendLens was founded by Tope Akande, who brings over ten years of banking experience spanning both developing and developed economies. His career has taken him across financial services institutions in multiple markets — from emerging economies in Africa to the UK’s financial sector, including time at Barclays, one of the world’s largest and most complex retail banking institutions.

Working across these very different financial environments gave Tope a rare perspective: he saw how credit systems work for people with strong financial histories and established records, and equally how they fail people who are newer to the system, newer to a country, or simply lack the visibility that more privileged borrowers take for granted.

The insight behind LendLens came from that contrast. The data that lenders use to approve or decline your application is right there — in your credit card statement, in your payment history, in your utilisation rate. It just needed to be decoded and handed back to you, in plain English, with a clear action plan.

LendLens is built under the parent company BucksTrybe Ltd, which holds FCA PSD Agent approval and SEIS/EIS approval. Tope participated in the FCA Financial Inclusion TechSprint — an initiative that reinforced the core thesis: the UK’s credit system needs a consumer-side intelligence layer, and it doesn’t yet exist.

Consumer-first, by design

Most credit tools are built for lenders — or built on top of lender data as a secondary product. Their revenue comes from referring you to credit products. Our revenue comes from the tool itself.

That alignment matters. When our incentive is to help you understand your position — not sell you more credit — you get better information and a more honest product.

• We analyse your actual statement — not bureau data. Current, granular, and specific to you right now.
• We give you specific, numbered actions grounded in your real numbers — not generic score tips.
• We never store your statement. It is analysed instantly and discarded.
• We never sell your data or earn referral fees from lenders.

Backed by people who understand the sector

LendLens benefits from the support of experienced advisers and mentors who bring deep knowledge of financial services, credit markets, and entrepreneurship.

Among those supporting the journey is Phil Webster, a fractional COO and business adviser through Pragmatiks Consulting, with a global network across credit referencing, financial services, BPO, and technology. Phil brings extensive experience advising founders and entrepreneurs at the intersection of data, technology, and financial services — and is a business mentor on The Prince’s Trust Enterprise programme.

We engage regularly with the FCA, the Open Banking ecosystem, and the wider UK fintech community to ensure LendLens operates inside the regulatory framework and serves consumers in the right way.

We’d love to hear from you

Whether you’re a user with a question, a journalist, or a potential partner — reach out.